Insurance

Insurance costs a lot, to be sure
But if you’re not covered
You’re exposed to the risk
Of losing it all
What a disaster

It’s something you need
But don’t really want,
Paying for something
You don’t want to use
Unless there is trouble

Is there an alternative?
A cheaper solution
You could pay for everything
That happened to you
If you can afford it.

So basic insurance
Is all that we need
If it is compulsory
Then what can we do?
To be sure, to be sure